Why do you need Travel Insurance for pre-existing conditions?

With our extensive Medical Traveling Insurance coverage, you can be covered for medical emergency situations approximately ₤ 15 million. Relying on the plan you choose, you can also be hidden to ₤ 15K if you need to cancel your vacation because of your medical problem. While you’re away, you’ll have accessibility to 24-hour medical emergency assistance.

In our 2023 Annual Survey, over 84% of you claimed you ‘d be taking a trip with several clinical conditions2, making comprehensive cover vital.

Along with the medical cover, Travel Insurance can cover you for various other occasions, such as shed luggage (as much as ₤ 3K). As long as there are no FCDO limitations, you’ll be covered for travel to any country you choose.

On the other hand, without thorough cover, you could be accountable for large medical expenses. The Organization of British Insurers discovered that emergency situation medical help in some areas of Europe can surpass ₤ 250,000. Move house after a medical emergency can likewise be extremely expensive; an air rescue from the United States, as an example, might cost you ₤ 80K to ₤ 100K.

Professional Nurse Specialist, Kay Greveson explains more: “People usually do not realise the expense of clinical emergency situations abroad. It’s all-natural that individuals believe it won’t take place to them, however also the most well-managed problems require to be covered, in case the unanticipated occurs.”

We’re the UK’s Number 1 for Travel Insurance1. AllClear medical Travel Insurance can cover all clinical problems and all ages. With the right traveling clinical insurance policy, you can take a trip with comfort, understanding we’ll be there just in case.

Covid cover when taking a trip with clinical problems

In our 2023 AllClear Annual Study, 34% of you told us that excellent Covid-19 cover was among the most important facets when it pertains to choosing Travel Insurance2.

Our Covid-19 cover has been rated Superior by a leading independent UK Consumer Champ as well as is consisted of as common on AllClear plans. This indicates you’ll be covered if you require to terminate your holiday because you’re detected with Covid, or for emergency clinical expenses if you contract Covid while on holiday.

So what’s a pre-existing medical problem?

A pre-existing medical problem is any type of illness or injury you’ve experienced signs and symptoms, treatment, examinations, surgical procedure, or clinical consultations within the last two years. These consist of diabetes, COPD, heart problem or cancer.

Stating all pre-existing problems on your Travel Insurance coverage will ensure you’re covered if you require therapy when abroad.

When you get a quote with AllClear, we would take into consideration a medical problem to be any type of problem for which you, or anybody else on the plan, has:

Taken any recommended medication or required medical treatment within the last 2 years
Been a registered in or out-patient at a healthcare facility, center or GP surgical procedure in the last 2 years
Been placed on a waiting list that could trigger you to cancel or cut your trip
Been advised of an incurable ailment
You can declare your pre-existing medical problem to us when pricing estimate online or over the phone, whichever you favor.

The clinical screening procedure is a collection of straightforward questions that identifies the chance of you needing clinical help while abroad. Here are simply several of the clinical problems where we offer cover:

  • High blood pressure
  • High cholesterol
  • Stroke
  • Bronchial asthma
  • Epilepsy

Clinical Registered nurse expert, Kay Greveson, says: “Every person has the right to travel and a clinical condition must not be a barrier to travelling or holiday. However, a pre-existing medical problem can be affected by changes in temperature level as well as climate as well as ought to always be declared, even if it is being managed by medicine.”